200 N Main St
Bel Air
MD 21014
(800) 638-3669

Why Harford Mutual?

We’re the Right Partner

Consistent. Responsive. Committed to Mutual Success.

History of Success

For nearly 175 years, Harford Mutual has provided our clients with insurance coverage tailored to protect their businesses. We’ve grown from a small local insurer serving homeowners and farmers in Harford County, Maryland, to a super-regional carrier writing over $175 million DWP across seven states. Licensed in Delaware, Maryland, New Jersey, North Carolina, Pennsylvania, Tennessee, Virginia, and Washington, DC, we now provide business property & casualty products through our partnership with nearly 500 independent insurance agencies and remain steadfast in our commitment to personal service, fast, fair claims handling, and innovative products designed to meet our customers’ changing needs.

Culture of Loyalty

In addition to our loyal partnerships with agencies, Harford Mutual strives to provide a workplace where employees can achieve a rewarding work/life balance as they establish and cultivate their careers. We have employees celebrating service milestones from 5 to 40 years, illustrating their commitment to developing their craft and our commitment to providing them the resources and benefits to do it with us. 

We also know that with the right programs and people, a workplace can be a fun and meaningful part of your life. In addition to paid time off to volunteer wherever an employee chooses, Harford Mutual provides ample opportunities to join a fundraising walk or home-building team, entertain kids at the local Boys & Girls Clubs, or hit homeruns for the homeless. We also have on-site fundraisers like hot dogs for opening day of baseball, bake sales for cancer, a bocce ball tournament for a shelter, and other creative events. Fresh fruit is delivered to our stocked coffee and tea bar every Monday and throughout the year we celebrate educational achievements, retirements, service milestones, a Thanksgiving breakfast served by senior management, Employee Appreciation Day, and holiday parties. 

Insurance is an integral component of the financial services sector of our economy and offers many areas for employment consideration — Underwriting, IT, Claims, Litigation, Accounting, Business Development, Marketing, Loss Control, Compliance, and more. A decision to pursue insurance is a decision to build a stable, challenging and rewarding career.

Partner Type