200 N. Grand Ave.
PO Box 40790
MI 48901


Accident Fund Holdings owns and manages a portfolio of brands and investments, anchored by a core position in workers’ compensation insurance.  We are dedicated to helping employers create safer work environments, protecting their organizations from unpredictable, and often significant, costs related to workplace injuries and helping injured workers return to as normal a life as possible as quickly as possible.  We strive to continuously increase the long-term value of our organization by outperforming our industry peers; attracting, developing and retaining top talent; and fostering a culture of underwriting and claims excellence and innovation.

Our enterprise has a national footprint, complimented by a regional market approach, allowing for individual focus with collective strength.  Our four distinct brands have an intimate knowledge of their customers, injured workers, and agents and brokers.  Each brand offers superior underwriting, claims, loss control and marketing services in their niche and focused markets.  Our Enterprise Services division provides quality and efficient integrated corporate services to each of our brands.  The holding company seeks out attractive investment opportunities and proactively manages risk appetite, performance standards and capital in a way that drives profitable long-term growth for the organization.

Accident Fund Holdings, Inc. (Lansing, Mich.) and its subsidiaries are one of the largest workers' compensation insurers and the largest non-governmental specialty writer of workers' compensation insurance in the United States. AFHI conducts business through its four brands: Accident Fund, CompWest, Third Coast Underwriters and United Heartland.

Partner Type